The Digital Banking Revolution

by Luigi Wewege

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Ebook:
28,000 words
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Synopsis

Over the past decade financial service innovations have contributed to a completely new way in which customers can bank, threatening the status quo of traditional retail banks, and redefining a banking model which has been in place for generations. These new technological advancements have facilitated the rapid emergence of digital banking firms and FinTech companies, leading to established banks being forced to swiftly increase their pace of digital adoption to stay relevant and stop mass client attrition to these agile financial start-ups. These threats come at an inopportune time for banks due to mature markets currently experiencing stagnant growth. This coupled with decreasing profit margins due to the competitive pricing of new entrants, and financial customer loyalty becoming ever increasingly more tenuous.

Story Elements

Ratings Factors

Language: No profanity or censor words
Sexual Content: No sexual acts implied or described
Target Audience Age: 35-64 (Working age adults)
Violence: None

Setting

Geography: Earth
Realism: A true story to the best of the author's knowledge
Setting Type: Urban (city)
Time Period: 2010 - 2019 (Present day)

Main Character

Age: Young Adult
Gender: Male
Race: Irrelevant
Religion: Irrelevant
Sexual Preference: Irrelevant or N/A

Styles & Themes

Humor: Moments of levity
Inspires Reader to Feel: Confident/Self-Motivated
Mysteries & Puzzles: Modest mystery element(s) to story
Pacing: Time to savor, deliberate
Physical Action: Negligible physical action
Political/Social Commentary: Politics play a minor role
Romance: No romantic elements

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About the author

Luigi Wewege

Luigi Wewege is the President and CEO of Vivier Group a multinational financial group of companies, providing its services worldwide through representation in jurisdictions across Africa, Asia, Oceania, Europe and South America. The group of companies is comprised of: Vivier & Co, Vivier Capital, Vivier Developments, Vivier Investments, Vivier Ventures, and launching shortly Vivier Growth Fund. Outside of Vivier he serves as the Non-executive Chairman of Nikau Global an international trade and development firm, as Partner/Director of Palmetto Global Ventures a bespoke financial management consultancy firm headquartered in South Carolina, and as an invited member of Boston, Massachusetts based non-profit the YEC.